Orrindale
There's a Lis Pendens on My House. What Does That Mean?

Lis pendens is Latin for 'suit pending', and that is all it is. It sounds worse than it is. It is a flag on the record, and it tells you a court case has started, which means you still have time to respond to it.

What a lis pendens does

  • It puts the lawsuit on the public record, so title companies and buyers see it.
  • Anyone who buys the property while the case is open takes it subject to the outcome of the case.
  • It usually appears at about the same time the foreclosure lawsuit is filed.

What it does not do

  • It does not transfer the house to anyone.
  • It does not set a sale date.
  • It does not stop you from talking to your lender about catching up, a modification, or other options.

Can you still sell the house?

Usually, yes. If the price covers what you owe, the title company pays off the mortgage from the sale money, the lender dismisses the case, and the lis pendens is released. What matters is timing: the sale has to close before the foreclosure reaches a sale of its own.

Why you may suddenly get a lot of mail

A lis pendens is public, and some buyers and companies watch these filings. You may get letters and calls. You never have to answer them, and never pay a company an upfront fee promising to stop a foreclosure (a licensed attorney you hire is different). See how to spot foreclosure rescue scams.

What to do this week

  • Look for the lawsuit papers themselves: the complaint and the summons tell you the deadline to respond in court.
  • Call your lender and ask what options exist.
  • Call a free HUD-approved housing counselor at 1-800-569-4287.
  • If you have questions about the lawsuit, a legal aid office or a foreclosure attorney can help.

Frequently asked questions

Does a lis pendens mean I lost my house?

No. It is a public notice that a lawsuit has been filed. You still own the house.

Can I sell my house with a lis pendens on it?

Usually yes, if the price covers what you owe. The mortgage is paid off from the sale at closing, the lender dismisses the case, and the notice is released.

How do I get a lis pendens removed?

It is normally released when the lawsuit ends, for example when the loan is paid off or brought current and the lender dismisses the case.

Why am I getting letters from people who want to buy my house?

Lis pendens filings are public. You never have to respond, and never pay a company an upfront fee promising to stop a foreclosure.

Does Orrindale buy houses or charge me anything?

No. Orrindale is free to homeowners and we are not a buyer. If we have local buyers working in your county we will introduce you, you choose who to talk to, and you are never under any obligation. If we do not, we will still point you to free help.

Sources

See if we have a buyer in your county, free

This page is general information, not legal or tax advice. For your specific situation, consult a licensed attorney in your state or the relevant agency. Orrindale is a matching service, not a law firm, lender, or government program.